About Clever Money Ideas

Welcome to Clever Money Ideas! Thank you for visiting our site, and coming to learn more about our business. I’m happy that you’re here and would love to share a bit of background.

Our Mission

Clever Money Ideas was founded to help people with all sorts of money related goals and challenges. Whether we like it or not, money is an important part of life. We want to help people to make more money and save more money so that they can achieve both financial security and financial freedom.

How We Are Different

While finance can be a dull topic for some, we find it to be fun and stimulating. We try to let our passion shine through so that others may catch our enthusiasm. We believe that if people start developing positive feelings about money, it will put them in a much better position for financial success.

Beyond that, we strive to teach people more than just concepts. It’s one things to learn about money, but it’s quite another to actually do something with that knowledge. So, we try to provide a road map for taking action. We also provide all sorts of resources, eBooks, templates, and tools that remove obstacles and make it easier for people to achieve their financial goals.

Our Team

Ryan Howard, Founder

My name is Ryan Howard and I’ve had a lifelong passion for all things money. While I’m in my late 30s now, I was one of those kids that was reading about investing long before I had any money to invest. Beyond investing though, I’ve always loved making and saving money.

When I was in high school, I had a number of different jobs. Most of them were in retail, working cash registers and helping customers. In college, I majored in Economics and Mathematics, and continued to hold all sorts of part time jobs both on and off campus. From there, I entered the business world doing what else but investment management. Then, I went off to earn an MBA and MS in Finance before continuing my career in finance.

Aside from following a traditional career path, I’ve always looked for ways to generate more income. It’s been both a hobby and a passion. I’ve owned rental real estate, built digital assets that generate monthly cash flow, and even done a bit of freelancing in my free time.

Suffice it to say, I’m a serious student of the money game. For me, it truly is a passion, and I thoroughly enjoy sharing what I know with friends, family members, and, well, just about anyone that will listen.

Amanda Garland, Writer

Amanda Garland is a personal finance blogger living in Dallas, TX. She is always on the hunt for ways to save money, from tweaking her budget to picking through the discount bin at her local grocery store. She is also a firm believer in monetizing her spare time, having spent time as a Postmates driver, Amazon Flex driver, survey taker, and of course freelance writer. She is also new to motherhood, which has only inspired her to double-down on exploring new ways to make and save a buck. She has a Bachelor of Fine Arts degree in Creative Writing, and recently started her own blog on how to save money while raising a baby.